Debt Settlement

Debt Settlement also known as Debt Negotiation is the most cost-effective option to pay off your debts and relieve you of having to file bankruptcy. Debt Settlement is a proactive approach for debtors experiencing the stress of to much debt. We understand the stress and struggle of living with an overwhelming amount of debt, and our goal is to reduce and consolidate your debt so that you can begin living the lifestyle you've been dreaming about being debt free! If you're simply paying minimum monthly payments, then surely it feels like you are spinning your wheels, getting nowhere. Our program, through negotiation, will cut your debt down to a fraction of what you currently owe. So, you end up paying only a fraction of the debt! Our program is custom-built for each client's current personal and financial situation and level of debt in order to make the process as quick and affordable for you.

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Our negotiation process has been tested and developed over years of experience by our team of professionals in the field of finance and credit card debt. Our professionals are highly skilled in each of their fields of expertise. Through the established relationships that we have with the creditors and financial institutions, we are able to successfully negotiate the debts of our clients at a substantial discount. Creditors are willing to negotiate a debt with The Debt Settlement Company, on behalf of our clients, with the understanding that the settled amount will be paid in a timely manner. Furthermore, creditors are always looking to avoid the ineffective and costly efforts of an outside collection company. We continually develop our relationships with creditors throughout the country, and we always maintain a very professional and cooperative relationship with the creditors in order to reach the most favorable settlement offer for our clients. We work directly, and 100% for you.

Debt settlement is a legitimate way of solving your problem without the need for bankruptcy. Our representatives work each case individually to determine your eligibility and then, if you qualify, they will establish a program that allows repayment of the debt through affordable monthly payments. This approach reduces your debt vs. consolidation options. Our approach assists you by reducing the time to repay the debt and by lowering the total amount you owe.

Creditors are usually willing to settle the balance of debt owed if the debtor is under a financial hardship. If the debtor chooses to file bankruptcy, then the creditor would receive nothing, therefore, it is their desire to get some payment towards the balance owed.

Source: Federal Trade Commission, "Facts for Consumers"

California Chamber of Commerce Member 2007 tasc
The Debt Settlement Company is a member of (TASC)
The Association of Settlement Companies.
This trade association has developed a standardized
industry disclosure
for consumers.
268 Bush Street #4700 San Francisco, California 94104 Toll Free: (866) 578-(DEBT)(3328) Fax: 866-814-7755